Not sure which card?

• Qantas Money TitaniumQantas Money (issued by NAB)Qantas Points150k150kbonus Qantas Points$1,200$1,200annual fee1.251.25* (conditions apply, open the card for details)Qantas pts per $

  How the bonus arrives

  1. 150,000 Qantas PointsSpend $5,000 in the first 90 days

  Conditions

  24-month Qantas-card exclusion applies

  Perks

  • 2× Qantas First Lounge + 2× Qantas Club/Int'l Business invitations per year
  • International travel insurance
  • Domestic travel insurance
  • Trip cancellation cover
  • 20% bonus Status Credits on eligible Qantas flights

  Earning

  Domestic spend	1.25 pts per $
  International spend	2 pts per $
  Qantas products/services	3.25 pts per $
  *Past the monthly threshold	0.5/$ over $12.5k/mo

  Minimum income $200,000 · Purchase rate 20.99% p.a.

  View on Qantas Money’s siteAdd to compareShare
• St.George Amplify Signature (Qantas)St.George / BankSA / BoMQantas Points150k150kbonus Qantas Points$450$450annual fee0.80.8* (conditions apply, open the card for details)Qantas pts per $

  How the bonus arrives

  1. 1

     Step 1: 90,000 Qantas PointsSpend $6,000 in the first 90 days

  2. 2

     Step 2: 60,000 Qantas PointsSpend $6,000 in the 90 days after your first-year anniversary

  Conditions

  Not available if you've held a St.George, BoM or BankSA rewards card in the last 24 months

  Perks

  • International travel insurance

  Earning

  Everyday spend	0.8 pts per $
  Overseas spend	1.5 pts per $
  *Past the monthly threshold	0.25/$ over $10k/mo

  View on St.George / BankSA / BoM’s siteAdd to compareShare
• The Amex Platinum CardAmerican ExpressMembership Rewards Points → Qantas or Velocity150k150kbonus Qantas or Velocity PointsOffer ends 3 Nov$1,450$1,450annual fee1.131.13Qantas or Velocity pts per $

  How the bonus arrives

  1. 1

     Step 1: 100,000 Qantas or Velocity PointsSpend $5,000 in the first 3 months

  2. 2

     Step 2: 50,000 Qantas or Velocity PointsSpend a further $5,000 in the first 3 months of year 2

  Conditions

  New Amex customers only (18-month rule)Apply by 3 Nov 2026 via partner/comparison linksThe offer is not shown on Amex's own product page

  Conversion

  Shown after converting 300,000 Membership Rewards Points at 2:1.

  Where your points go

  • Membership Rewards Points2 : 1Qantas Points2 Membership Rewards Points convert to 1 Qantas Point.used for the figures above
  • Membership Rewards Points2 : 1Velocity Points2 Membership Rewards Points convert to 1 Velocity Point.

  Also transfers to KrisFlyer 3:1, Cathay Asia Miles 3:1, Emirates Skywards 4:1, Air NZ Airpoints, Everyday Rewards.

  Perks

  • Unlimited lounge access: Centurion, Priority Pass, Virgin Australia + more
  • $450 Platinum Travel Credit each year
  • International travel insurance
  • Purchase protection
  • Smartphone screen cover
  • Accor Plus membership
  • Marriott Bonvoy Gold
  • Hilton Honors Gold

  Earning

  Everyday spend	2.25 pts per $
  Government spend	1 pt per $

  The only Amex tier that can transfer to Qantas; minimum transfers 500 (Qantas) / 2,000 (Velocity).

  View on American Express’s siteAdd to compareShare
• Westpac Altitude Qantas BlackWestpacQantas Points150k150kbonus Qantas Points$450$450annual fee0.80.8* (conditions apply, open the card for details)Qantas pts per $

  How the bonus arrives

  1. 1

     Step 1: 90,000 Qantas PointsSpend $6,000 in the first 90 days (plus 50 Qantas Status Credits)

  2. 2

     Step 2: 60,000 Qantas PointsSpend $6,000 in the 90 days after your first-year anniversary

  Conditions

  Not available if you've held an Altitude card in the last 24 months

  Perks

  • International travel insurance
  • Extended warranty
  • Westpac Concierge

  Earning

  Everyday spend	0.8 pts per $
  Overseas spend	1.5 pts per $
  Other eligible spend (now incl. dining)	0.4 pts per $
  *Past the monthly threshold	0.25/$ over $10k/mo

  View on Westpac’s siteAdd to compareShare
• Westpac Altitude Velocity BlackWestpacVelocity Points150k150kbonus Velocity Points$450$450annual fee0.80.8* (conditions apply, open the card for details)Velocity pts per $

  How the bonus arrives

  1. 1

     Step 1: 90,000 Velocity PointsSpend $6,000 in the first 90 days

  2. 2

     Step 2: 60,000 Velocity PointsSpend $6,000 within 120 days of your first-year anniversary

  Conditions

  Not available if you've held an Altitude card in the last 24 months

  Perks

  • International travel insurance
  • Extended warranty
  • Westpac Concierge

  Earning

  Everyday spend	0.8 pts per $
  Overseas spend	1.5 pts per $
  *Past the monthly threshold	0.25/$ over $10k/mo

  View on Westpac’s siteAdd to compareShare
• NAB Qantas Rewards SignatureNABQantas Points130k130kbonus Qantas Points$449$449annual fee0.750.75* (conditions apply, open the card for details)Qantas pts per $

  How the bonus arrives

  1. 1

     Step 1: 100,000 Qantas PointsSpend $5,000 in the first 90 days (plus $250 cashback)

  2. 2

     Step 2: 30,000 Qantas PointsAfter holding the card for 12 months

  Conditions

  No end date published24-month NAB Qantas exclusion

  Perks

  • International travel insurance
  • Flight inconvenience insurance
  • Purchase protection
  • $250 cashback in current sign-up offer

  Earning

  Everyday spend	0.75 pts per $
  International spend bonus	0.5 pts per $
  *Past the monthly threshold	0.25/$ over $3k/mo

  Purchase rate 22.49% p.a.

  View on NAB’s siteAdd to compareShare
• Qantas American Express UltimateAmerican ExpressQantas Points120k120kbonus Qantas PointsOffer ends 17 Nov$450$450annual fee1.251.25* (conditions apply, open the card for details)Qantas pts per $

  How the bonus arrives

  1. 1

     Step 1: 70,000 Qantas PointsSpend $5,000 in the first 3 months

  2. 2

     Step 2: 50,000 Qantas PointsSpend a further $5,000 in the first 3 months of year 2

  Conditions

  New Amex customers only (18-month rule)Apply by 17 Nov 2026

  Perks

  • 2× Amex Centurion Lounge entries per year (SYD/MEL)
  • $450 Qantas Travel Credit each year
  • International travel insurance
  • Purchase protection
  • Refund cover
  • Amex Offers

  Earning

  Everyday spend	1.25 pts per $
  Qantas products/services	2.25 pts per $
  Government spend	0.5 pts per $
  *Past the monthly threshold	1/$ over $6.667k/mo

  Purchase rate 23.99% p.a.

  View on American Express’s siteAdd to compareShare
• American Express Velocity PlatinumAmerican ExpressVelocity Points100k100kbonus Velocity PointsOffer ends 13 Oct$440$440annual fee1.251.25Velocity pts per $

  How the bonus arrives

  1. 1

     Step 1: 70,000 Velocity PointsSpend $5,000 in the first 3 months

  2. 2

     Step 2: 30,000 Velocity PointsSpend a further $5,000 in the first 3 months of year 2

  Conditions

  New Amex customers onlyApply by 13 Oct 2026

  Perks

  • 2× Virgin Australia domestic lounge passes per year
  • International travel insurance
  • Purchase protection
  • Complimentary Virgin Australia domestic return flight each year

  Earning

  Everyday spend	1.25 pts per $
  Virgin Australia purchases	2.25 pts per $
  Government spend	0.5 pts per $

  Purchase rate 23.99% p.a.

  View on American Express’s siteAdd to compareShare
• Bankwest Qantas World MastercardBankwestQantas Points100k100kbonus Qantas Points$320$320annual fee11* (conditions apply, open the card for details)Qantas pts per $

  How the bonus arrives

  1. 1

     Step 1: 80,000 Qantas PointsSpend $35,000 in the first 5 months

  2. 2

     Step 2: 20,000 Qantas PointsAfter holding the card for 15 months

  Conditions

  Note the unusually high spend requirement

  Perks

  • International travel insurance (now Cover Genius / Allied World)
  • 0% foreign transaction fees

  Earning

  Everyday spend	1 pt per $
  *Past the monthly threshold	0.2/$ over $3k/mo

  View on Bankwest’s siteAdd to compareShare
• NAB Qantas Rewards PremiumNABQantas Points100k100kbonus Qantas Points$295$295annual fee0.50.5* (conditions apply, open the card for details)Qantas pts per $

  How the bonus arrives

  1. 1

     Step 1: 60,000 Qantas PointsSpend $3,000 in the first 90 days (plus $150 cashback)

  2. 2

     Step 2: 40,000 Qantas PointsAfter holding the card for 12 months

  Perks

  • International travel insurance
  • Domestic travel insurance
  • Purchase protection
  • Rental vehicle excess

  Earning

  Everyday spend	0.5 pts per $
  International spend bonus	0.5 pts per $
  *Past the monthly threshold	0.25/$ over $3k/mo

  Purchase rate 22.49% p.a.

  View on NAB’s siteAdd to compareShare
• St.George Amplify Qantas PlatinumSt.George / BankSA / BoMQantas Points100k100kbonus Qantas Points$300$300annual fee0.50.5* (conditions apply, open the card for details)Qantas pts per $

  How the bonus arrives

  1. 1

     Step 1: 70,000 Qantas PointsSpend $4,000 in the first 90 days

  2. 2

     Step 2: 30,000 Qantas PointsSpend $4,000 in the 90 days after your first-year anniversary

  Conditions

  24-month St.George/BoM/BankSA rewards exclusion

  Perks

  • International travel insurance (3 months)
  • Interstate flight inconvenience
  • Rental vehicle excess

  Earning

  Everyday spend	0.5 pts per $
  *Past the monthly threshold	0.2/$ over $5k/mo

  Purchase rate 20.99% p.a.

  View on St.George / BankSA / BoM’s siteAdd to compareShare
• Virgin Australia Velocity High FlyerVirgin MoneyVelocity Points100k100kbonus Velocity Points$349$349annual fee0.750.75* (conditions apply, open the card for details)Velocity pts per $

  How the bonus arrives

  1. 1

     Step 1: 40,000 Velocity PointsSpend $3,500+ in month 1

  2. 2

     Step 2: 40,000 Velocity PointsSpend $3,500+ in month 2

  3. 3

     Step 3: 20,000 Velocity PointsAfter holding the card for 12 months

  Conditions

  New customers only

  Perks

  • 2× Virgin Australia lounge passes per year
  • $129 Virgin Australia gift voucher each year
  • International travel insurance
  • Mobile phone insurance
  • Up to 100 bonus Status Credits per year

  Earning

  Everyday spend	0.75 pts per $
  Virgin Australia flights	5 pts per $
  *Past the monthly threshold	0.25/$ over $5k/mo

  Purchase rate 21.99% p.a.

  View on Virgin Money’s siteAdd to compareShare
• Westpac Altitude Qantas PlatinumWestpacQantas Points100k100kbonus Qantas Points$300$300annual fee0.50.5* (conditions apply, open the card for details)Qantas pts per $

  How the bonus arrives

  1. 1

     Step 1: 70,000 Qantas PointsSpend $4,000 in the first 90 days

  2. 2

     Step 2: 30,000 Qantas PointsSpend $4,000 in the 90 days after your first-year anniversary

  Conditions

  24-month Altitude exclusion applies

  Perks

  • International travel insurance (3 months)
  • Interstate flight inconvenience
  • Rental vehicle excess

  Earning

  Everyday spend	0.5 pts per $
  *Past the monthly threshold	0.2/$ over $5k/mo

  Purchase rate 20.99% p.a.

  View on Westpac’s siteAdd to compareShare
• Westpac Altitude Velocity PlatinumWestpacVelocity Points100k100kbonus Velocity Points$300$300annual fee0.50.5* (conditions apply, open the card for details)Velocity pts per $

  How the bonus arrives

  1. 1

     Step 1: 70,000 Velocity PointsSpend $4,000 in the first 90 days

  2. 2

     Step 2: 30,000 Velocity PointsSpend $4,000 in the 90 days after your first-year anniversary

  Conditions

  24-month Altitude exclusion applies

  Perks

  • International travel insurance (3 months)
  • Interstate flight inconvenience
  • Rental vehicle excess

  Earning

  Everyday spend	0.5 pts per $
  *Past the monthly threshold	0.2/$ over $5k/mo

  Purchase rate 20.99% p.a.

  View on Westpac’s siteAdd to compareShare
• ANZ Rewards BlackANZANZ Reward Points → Velocity90k90kbonus Velocity Points$375$375annual fee11* (conditions apply, open the card for details)Velocity pts per $

  How the bonus arrives

  1. 90,000 Velocity PointsSpend $5,000 in the first 3 months (plus $100 back)

  Conditions

  24-month ANZ exclusion applies

  Conversion

  Shown after converting 180,000 ANZ Reward Points at 2:1.

  Where your points go

  • ANZ Reward Points2 : 1Velocity Points2 ANZ Reward Points convert to 1 Velocity Point.

  Also transfers to KrisFlyer 3:1, Cathay Asia Miles 3:1, Air NZ Airpoints.

  Perks

  • International travel insurance
  • Purchase protection
  • Rental vehicle excess
  • $100 cashback in current sign-up offer

  Earning

  Everyday spend	2 pts per $
  *Past the monthly threshold	0.5/$ over $5k/mo

  Auto-transfer available. No Qantas from ANZ Rewards. Qantas needs ANZ's Frequent Flyer cards.

  Purchase rate 22.49% p.a.

  View on ANZ’s siteAdd to compareShare
• ANZ Frequent Flyer BlackANZQantas Points80k80kbonus Qantas Points$425$425annual fee11* (conditions apply, open the card for details)Qantas pts per $

  How the bonus arrives

  1. 1

     Step 1: 40,000 Qantas PointsSpend $6,000 in the first 3 months

  2. 2

     Step 2: 40,000 Qantas PointsAfter holding the card for 12 months

  Conditions

  Not available if you've held an ANZ FF or Rewards card in the last 24 months

  Perks

  • 2× Qantas Club lounge passes per year
  • International travel insurance
  • Domestic travel insurance
  • Purchase protection
  • Rental vehicle excess

  Earning

  Everyday spend	1 pt per $
  Qantas products/services	2 pts per $
  *Past the monthly threshold	0.5/$ over $7.5k/mo

  Purchase rate 22.49% p.a.

  View on ANZ’s siteAdd to compareShare
• MyCard Premier QantasMyCard (ex-Citi, issued by NAB)Qantas Points80k80kbonus Qantas Points$350$350annual fee0.50.5* (conditions apply, open the card for details)Qantas pts per $

  How the bonus arrives

  1. 1

     Step 1: 40,000 Qantas PointsSpend $7,000 in the first 90 days

  2. 2

     Step 2: 40,000 Qantas PointsAfter holding the card for 12 months

  Perks

  • Priority Pass with 2 lounge visits per year
  • International travel insurance

  Earning

  All eligible spend	0.5 pts per $
  *Past the monthly threshold	no pts over $7k/mo

  View on MyCard’s siteAdd to compareShare
• Qantas Money PlatinumQantas Money (issued by NAB)Qantas Points80k80kbonus Qantas Points$399$399$349 first year11* (conditions apply, open the card for details)Qantas pts per $

  How the bonus arrives

  1. 1

     Step 1: 40,000 Qantas PointsSpend $5,000 in the first 90 days

  2. 2

     Step 2: 40,000 Qantas PointsOnly if you haven't earned card points into Qantas FF in the past 24 months

  Conditions

  Offer restructured 10 Aug 2026The second 40k is for new-to-Qantas-cards applicants only

  Perks

  • 2× Qantas lounge invitations per year
  • International travel insurance

  Earning

  Domestic spend	1 pt per $
  International spend	1.5 pts per $
  Qantas products/services	2 pts per $
  *Past the monthly threshold	0.5/$ over $10k/mo

  Minimum income $35,000

  View on Qantas Money’s siteAdd to compareShare
• Virgin Australia Velocity FlyerVirgin MoneyVelocity Points70k70kbonus Velocity Points$169$169annual fee0.50.5* (conditions apply, open the card for details)Velocity pts per $

  How the bonus arrives

  1. 1

     Step 1: 25,000 Velocity PointsSpend $1,500+ in month 1

  2. 2

     Step 2: 25,000 Velocity PointsSpend $1,500+ in month 2

  3. 3

     Step 3: 20,000 Velocity PointsAfter holding the card for 12 months

  Conditions

  New customers only

  Perks

  • $129 Virgin Australia gift voucher each year
  • Purchase protection
  • Extended warranty
  • Mobile phone insurance

  Earning

  Everyday spend	0.5 pts per $
  Virgin Australia flights	5 pts per $
  *Past the monthly threshold	0.25/$ over $1.5k/mo

  Purchase rate 21.99% p.a.

  View on Virgin Money’s siteAdd to compareShare
• ANZ Rewards PlatinumANZANZ Reward Points → Velocity62.5k62.5kbonus Velocity Points$149$149annual fee0.750.75* (conditions apply, open the card for details)Velocity pts per $

  How the bonus arrives

  1. 1

     Step 1: 42,500 Velocity PointsSpend $3,500 in the first 3 months (plus $50 back)

  2. 2

     Step 2: 20,000 Velocity PointsAfter holding the card for 15 months

  Conditions

  24-month ANZ exclusion applies

  Conversion

  Shown after converting 125,000 ANZ Reward Points at 2:1.

  Where your points go

  • ANZ Reward Points2 : 1Velocity Points2 ANZ Reward Points convert to 1 Velocity Point.

  Also transfers to KrisFlyer 3:1, Cathay Asia Miles 3:1, Air NZ Airpoints.

  Perks

  • International travel insurance
  • Domestic travel insurance
  • Rental vehicle excess
  • Extended warranty
  • Purchase protection
  • $50 cashback in current sign-up offer

  Earning

  Everyday spend	1.5 pts per $
  *Past the monthly threshold	0.25/$ over $2k/mo

  Auto-transfer available; no Qantas from ANZ Rewards.

  Purchase rate 22.49% p.a.

  View on ANZ’s siteAdd to compareShare
• MyCard PremierMyCard (ex-Citi, issued by NAB)MyCard Reward Points → Velocity50k50kbonus Velocity Points$300$300annual fee0.50.5* (conditions apply, open the card for details)Velocity pts per $

  How the bonus arrives

  1. 1

     Step 1: 40,000 Velocity PointsSpend $7,000 in the first 90 days

  2. 2

     Step 2: 10,000 Velocity PointsAfter holding the card for 12 months

  Conversion

  Shown after converting 150,000 MyCard Reward Points at 3:1.

  Where your points go

  • MyCard Reward Points3 : 1Velocity Points3 MyCard Reward Points convert to 1 Velocity Point.

  Also transfers to Flybuys (rate shown in-app; unverified since the 1 Oct repricing).

  Perks

  • 2× Priority Pass lounge visits per year
  • International & domestic travel insurance
  • Purchase protection
  • Mobile phone insurance
  • 24/7 concierge
  • Up to 15% off Luxury Escapes
  • 0% 12-month balance transfer (3% fee)

  Earning

  International & domestic travel	2 pts per $
  All other spend	1.5 pts per $

  Auto-transfer to Velocity available.

  *Headline shows the everyday 1.5 rate; travel & international earn above it.

  Purchase rate 22.49% p.a.

  View on MyCard’s siteAdd to compareShare
• St.George Amplify Signature (Rewards)St.George / BankSA / BoMAmplify Points → Velocity50k50kbonus Velocity Points$370$370$274 first year0.50.5* (conditions apply, open the card for details)Velocity pts per $

  How the bonus arrives

  1. 1

     Step 1: 25,000 Velocity PointsSpend $12,000 in year 1

  2. 2

     Step 2: 25,000 Velocity PointsSpend a further $12,000 in year 2

  Conditions

  24-month St.George/BoM/BankSA rewards exclusion

  Conversion

  Shown after converting 200,000 Amplify Points at 4:1.

  Where your points go

  • Amplify Points4 : 1Velocity Points4 Amplify Points convert to 1 Velocity Point.

  Also transfers to KrisFlyer 4:1, Everyday Rewards.

  Perks

  • International travel insurance

  Earning

  Everyday categories	2 pts per $
  Overseas spend	3 pts per $
  Other eligible spend	1 pt per $
  *Past the monthly threshold	0.125/$ over $10k/mo

  Auto-redemption available; allow around 3 business days. No Qantas from Amplify Rewards. Qantas needs the Amplify Qantas card.

  View on St.George / BankSA / BoM’s siteAdd to compareShare
• Westpac Altitude Black (Rewards)WestpacAltitude Points → Velocity50k50kbonus Velocity Points$370$370$275 first year0.50.5* (conditions apply, open the card for details)Velocity pts per $

  How the bonus arrives

  1. 1

     Step 1: 25,000 Velocity PointsSpend $12,000 in year 1

  2. 2

     Step 2: 25,000 Velocity PointsSpend a further $12,000 in year 2

  Conditions

  Not available if you've held an Altitude card in the last 24 months

  Conversion

  Shown after converting 200,000 Altitude Points at 4:1.

  Where your points go

  • Altitude Points4 : 1Velocity Points4 Altitude Points convert to 1 Velocity Point.

  Also transfers to KrisFlyer 4:1, Cathay Asia Miles 4:1, Air NZ Airpoints 300:1.

  Perks

  • 2× Priority Pass lounge invitations per year
  • International travel insurance
  • Extended warranty
  • Westpac Concierge

  Earning

  Everyday categories (supermarkets, dining, petrol, utilities)	2 pts per $
  Overseas spend	3 pts per $
  Other eligible spend	1 pt per $
  *Past the monthly threshold	0.125/$ over $10k/mo

  Minimum 3,000 points per transfer. No Qantas from Altitude Rewards. Qantas needs the Altitude Qantas card.

  View on Westpac’s siteAdd to compareShare
• ANZ Frequent Flyer PlatinumANZQantas Points40k40kbonus Qantas Points$295$295annual fee0.750.75* (conditions apply, open the card for details)Qantas pts per $

  How the bonus arrives

  1. 1

     Step 1: 20,000 Qantas PointsSpend $3,500 in the first 4 months

  2. 2

     Step 2: 20,000 Qantas PointsAfter holding the card for 12 months

  Conditions

  24-month ANZ exclusion applies

  Perks

  • International travel insurance
  • Domestic travel insurance
  • Rental vehicle excess
  • Extended warranty
  • Purchase protection

  Earning

  Everyday spend	0.75 pts per $
  *Past the monthly threshold	0.5/$ over $3k/mo

  Purchase rate 22.49% p.a.

  View on ANZ’s siteAdd to compareShare
• CommBank UltimateCommonwealth BankCommBank Yello Points → Qantas or Velocity40k40kbonus Velocity PointsVelocity transfers open 5 Nov 2026$519$519annual fee0.20.2* (conditions apply, open the card for details)Velocity pts per $

  How the bonus arrives

  1. 1

     Step 1: 20,000 Velocity PointsSpend $9,000 in the first 90 days (also unlocks the one-off $300 travel credit)

  2. 2

     Step 2: 20,000 Velocity PointsAt your 12-month anniversary

  Conditions

  Not available if you've held an Awards, Smart or Ultimate card in the last 24 monthsMust become CommBank Yello-eligible within 90 daysThe 'up to $600 credits' headline counts the card's ongoing $25/month travel credit, not a second lump sum

  Conversion

  Shown after converting 100,000 CommBank Yello Points at 2.5:1.

  Where your points go

  • CommBank Yello Points3 : 1Qantas Points3 CommBank Yello Points convert to 1 Qantas Point.$149 a year
  • CommBank Yello Points2.5 : 1Velocity Points2.5 CommBank Yello Points convert to 1 Velocity Point.$99 a year · opens 5 Nov 2026 · used for the figures above

  Also transfers to Qatar Avios 2.5:1, MYER one 2:1, Everyday Rewards 3:2.

  Perks

  • 2× lounge passes per year (Mastercard Travel Pass)
  • $25 travel + $10 dining credits monthly + DashPass (since 1 Oct 2026)
  • International travel insurance (with $500 travel spend)
  • Cracked screen cover ($1,000)
  • 0% international transaction fees
  • Fee waived at $4k+/month spend (waiver ends 1 Jan 2027)

  Earning

  Everyday spend · by Yello tier (Yello / Plus / Gold / Diamond)	1.5 pts per $
  International spend	2 pts per $

  Yello points transfer to: Qantas (3:1, $149 a year opt-in) Velocity (2.5:1, $99 a year, waived for the first 12 months if you opt in by 5 May 2027) from 5 Nov 2026

  *Earn rate follows your Yello status tier: 0.5 Yello / 0.75 Plus / 1 Gold / 1.5 Diamond (pts per $) The headline shows the base tier. International spend earns 2 at any tier

  Purchase rate 20.99% p.a.

  View on Commonwealth Bank’s siteAdd to compareShare
• American Express ExplorerAmerican ExpressMembership Rewards Points → Velocity37.5k37.5kbonus Velocity PointsOffer ends 3 Nov$395$395annual fee11Velocity pts per $

  How the bonus arrives

  1. 37,500 Velocity PointsSpend $4,000 in the first 3 months

  Conditions

  New Amex customers only (18-month rule)Apply online by 3 Nov 2026Amex sometimes serves higher personalised offers on its own siteWorth checking before you apply

  Conversion

  Shown after converting 75,000 Membership Rewards Points at 2:1.

  Where your points go

  • Membership Rewards Points2 : 1Velocity Points2 Membership Rewards Points convert to 1 Velocity Point.

  Also transfers to KrisFlyer 3:1, Cathay Asia Miles 3:1, Everyday Rewards.

  Perks

  • 2× Amex Centurion Lounge entries per year
  • $400 Travel Credit each year (Amex Travel)
  • International travel insurance
  • Purchase protection
  • Smartphone screen cover

  Earning

  Everyday spend	2 pts per $
  Government spend	1 pt per $

  No Qantas transfer on this tier.

  Purchase rate 23.99% p.a.

  View on American Express’s siteAdd to compareShare
• NAB Rewards SignatureNABNAB Rewards Points → Velocity36.7k36.7kbonus Velocity Points$395$395annual fee0.50.5* (conditions apply, open the card for details)Velocity pts per $

  How the bonus arrives

  1. 1

     Step 1: 26,667 Velocity PointsSpend $5,000 in the first 90 days

  2. 2

     Step 2: 10,000 Velocity PointsAfter holding the card for 12 months

  Conversion

  Shown after converting 110,000 NAB Rewards Points at 3:1.

  Where your points go

  • NAB Rewards Points3 : 1Velocity Points3 NAB Rewards Points convert to 1 Velocity Point.

  Also transfers to KrisFlyer 5:1 (was 3:1), Flybuys 1.7:1 (was 1:1), Air NZ Airpoints 330:$1, Asia Miles no longer in NAB's new table.

  Perks

  • 2 airport lounge passes per year
  • International travel insurance
  • Domestic travel insurance
  • Purchase protection

  Earning

  Everyday spend	1.5 pts per $
  Groceries, petrol, transport & travel bonus	1 pt per $
  *Past the monthly threshold	0.167/$ over $10k/mo

  No Qantas from NAB Rewards.

  Purchase rate 22.49% p.a.

  View on NAB’s siteAdd to compareShare
• MyCard RewardsMyCard (ex-Citi, issued by NAB)MyCard Reward Points → Velocity33.3k33.3kbonus Velocity Points$249$249annual fee0.50.5* (conditions apply, open the card for details)Velocity pts per $

  How the bonus arrives

  1. 33,333 Velocity PointsSpend $5,000 in the first 90 days

  Conditions

  Alt offer: up to 80k Velocity Points via auto-redemption (60k on the spend + 20k after 12 months)

  Conversion

  Shown after converting 100,000 MyCard Reward Points at 3:1.

  Where your points go

  • MyCard Reward Points3 : 1Velocity Points3 MyCard Reward Points convert to 1 Velocity Point.

  Also transfers to Flybuys (rate shown in-app; unverified since the 1 Oct repricing).

  Perks

  • Purchase protection
  • Extended warranty
  • Mobile phone insurance (bill paid on card)
  • Up to 15% off Luxury Escapes
  • 0% 12-month balance transfer (3% fee)

  Earning

  Everyday spend	1.5 pts per $
  Supermarkets, petrol & international	2 pts per $

  *Headline shows the everyday 1.5 rate; supermarkets, petrol & international earn above it.

  Purchase rate 22.49% p.a.

  View on MyCard’s siteAdd to compareShare
• NAB Rewards PlatinumNABNAB Rewards Points → Velocity33.3k33.3kbonus Velocity Points$195$195annual fee0.420.42* (conditions apply, open the card for details)Velocity pts per $

  How the bonus arrives

  1. 1

     Step 1: 26,667 Velocity PointsSpend $3,000 in the first 90 days

  2. 2

     Step 2: 6,667 Velocity PointsAfter holding the card for 12 months

  Conversion

  Shown after converting 100,000 NAB Rewards Points at 3:1.

  Where your points go

  • NAB Rewards Points3 : 1Velocity Points3 NAB Rewards Points convert to 1 Velocity Point.

  Also transfers to KrisFlyer 5:1 (was 3:1), Flybuys 1.7:1 (was 1:1), Air NZ Airpoints 330:$1, Asia Miles no longer in NAB's new table.

  Perks

  • Purchase protection
  • Extended warranty

  Earning

  Everyday spend	1.25 pts per $
  Groceries, petrol & transport bonus	0.75 pts per $
  *Past the monthly threshold	0.167/$ over $5k/mo

  No Qantas from NAB Rewards.

  Purchase rate 22.49% p.a.

  View on NAB’s siteAdd to compareShare
• Virgin Money Anytime RewardsVirgin MoneyVirgin Money Points → Velocity30k30kbonus Velocity Points$169$169annual fee0.380.38* (conditions apply, open the card for details)Velocity pts per $

  How the bonus arrives

  1. 30,000 Velocity PointsSpend $3,000 in the first 90 days

  Conversion

  Shown after converting 60,000 Virgin Money Points at 2:1.

  Where your points go

  • Virgin Money Points2 : 1Velocity Points2 Virgin Money Points convert to 1 Velocity Point.

  Also transfers to Etihad Guest, Qatar Privilege Club, United MileagePlus, Accor ALL, Marriott Bonvoy (rates shown in-app).

  Perks

  • Partner bonus point offers via Rewards Hub
  • No international transaction fees

  Earning

  Major supermarkets & restaurants	1 pt per $
  Everywhere else	0.5 pts per $

  Transfer via the Rewards Hub in the Virgin Money app.

  *Headline is a 50/50 blend of the two rates.

  Purchase rate 21.99% p.a.

  View on Virgin Money’s siteAdd to compareShare
• St.George Amplify Rewards PlatinumSt.George / BankSA / BoMAmplify Points → Velocity25k25kbonus Velocity Points$250$250$174 first year0.310.31* (conditions apply, open the card for details)Velocity pts per $

  How the bonus arrives

  1. 1

     Step 1: 18,750 Velocity PointsSpend $3,000 in the first 90 days

  2. 2

     Step 2: 6,250 Velocity PointsAfter your first purchase in year 2

  Conditions

  $99 first-year fee24-month rewards exclusion

  Conversion

  Shown after converting 100,000 Amplify Points at 4:1.

  Where your points go

  • Amplify Points4 : 1Velocity Points4 Amplify Points convert to 1 Velocity Point.

  Also transfers to KrisFlyer 4:1, Everyday Rewards.

  Perks

  • International travel insurance (3 months)
  • Interstate flight inconvenience
  • Rental vehicle excess

  Earning

  Everyday spend	1.25 pts per $
  *Past the monthly threshold	0.125/$ over $5k/mo

  Auto-redemption available; no Qantas from Amplify Rewards.

  Purchase rate 20.99% p.a.

  View on St.George / BankSA / BoM’s siteAdd to compareShare
• Westpac Altitude Rewards PlatinumWestpacAltitude Points → Velocity25k25kbonus Velocity Points$250$250$174 first year0.310.31* (conditions apply, open the card for details)Velocity pts per $

  How the bonus arrives

  1. 1

     Step 1: 18,750 Velocity PointsSpend $3,000 in the first 90 days

  2. 2

     Step 2: 6,250 Velocity PointsAfter your first purchase in year 2

  Conditions

  24-month Altitude exclusion applies

  Conversion

  Shown after converting 100,000 Altitude Points at 4:1.

  Where your points go

  • Altitude Points4 : 1Velocity Points4 Altitude Points convert to 1 Velocity Point.

  Also transfers to KrisFlyer 4:1, Cathay Asia Miles 4:1, Air NZ Airpoints 300:1.

  Perks

  • International travel insurance (3 months)
  • Interstate flight inconvenience
  • Rental vehicle excess

  Earning

  Everyday spend	1.25 pts per $
  *Past the monthly threshold	0.125/$ over $5k/mo

  Minimum 3,000 points per transfer; no Qantas from Altitude Rewards.

  Purchase rate 20.99% p.a.

  View on Westpac’s siteAdd to compareShare
• CommBank SmartCommonwealth BankCommBank Yello Points → Velocity24k24kbonus Velocity PointsVelocity transfers open 5 Nov 2026$327$327annual fee0.20.2* (conditions apply, open the card for details)Velocity pts per $

  How the bonus arrives

  1. 1

     Step 1: 12,000 Velocity PointsSpend $4,500 in the first 90 days

  2. 2

     Step 2: 12,000 Velocity PointsAt your 12-month anniversary

  Conditions

  Not available if you've held an Awards, Smart or Ultimate card in the last 24 months

  Conversion

  Shown after converting 60,000 CommBank Yello Points at 2.5:1.

  Where your points go

  • CommBank Yello Points2.5 : 1Velocity Points2.5 CommBank Yello Points convert to 1 Velocity Point.$99 a year · opens 5 Nov 2026

  Perks

  • International travel insurance
  • Cracked screen cover ($500)
  • Fee waived at $2k+/month spend (waiver ends 1 Jan 2027)

  Earning

  Everyday spend · by Yello tier (Yello / Plus / Gold / Diamond)

  1.5 pts per $

  No Qantas transfers on Smart. Existing opt-ins ended with the move to Yello. Velocity (2.5:1, $99 a year, waived for the first 12 months if you opt in by 5 May 2027) from 5 Nov 2026

  *Earn rate follows your Yello status tier: 0.5 Yello / 0.75 Plus / 1 Gold / 1.5 Diamond (pts per $) The headline shows the base tier

  Purchase rate 20.99% p.a.

  View on Commonwealth Bank’s siteAdd to compareShare
• Amex Velocity Escape PlusAmerican ExpressVelocity Points20k20kbonus Velocity PointsOffer ends 25 May$95$95annual fee11* (conditions apply, open the card for details)Velocity pts per $

  How the bonus arrives

  1. 20,000 Velocity PointsSpend $3,000 in the first 3 months

  Conditions

  New Amex customers only

  Perks

  • $50 Virgin Australia statement credit each year
  • Travel insurance (return trip on card)

  Earning

  Everyday spend	1 pt per $
  Virgin Australia purchases	1.75 pts per $
  *Past the monthly threshold	0.75/$ over $1k/mo

  Purchase rate 23.99% p.a.

  View on American Express’s siteAdd to compareShare
• Qantas American Express PremiumAmerican ExpressQantas Points20k20kbonus Qantas Points$249$249annual fee11Qantas pts per $

  How the bonus arrives

  1. 20,000 Qantas PointsSpend $3,000 in the first 3 months

  Conditions

  New Amex customers only (18-month rule)

  Perks

  • 2× Qantas Club invitations per year (after first Qantas spend)
  • Travel insurance
  • Card purchase cover
  • Card refund cover
  • Complimentary Qantas Wine Premium membership ($99/yr value)

  Earning

  Everyday spend	1 pt per $
  Qantas products/services	2 pts per $
  Government spend	0.5 pts per $

  View on American Express’s siteAdd to compareShare
• Amex Essential RewardsAmerican ExpressMembership Rewards Points → Velocity15k15kbonus Velocity Points$108$108annual fee0.50.5* (conditions apply, open the card for details)Velocity pts per $

  How the bonus arrives

  1. 15,000 Velocity PointsSpend $3,000 in the first 3 months

  Conditions

  New Amex customers only

  Conversion

  Shown after converting 30,000 Membership Rewards Points at 2:1.

  Where your points go

  • Membership Rewards Points2 : 1Velocity Points2 Membership Rewards Points convert to 1 Velocity Point.

  Also transfers to KrisFlyer 3:1, Cathay Asia Miles 3:1, Everyday Rewards.

  Perks

  • Smartphone screen cover
  • Card purchase cover
  • Extended warranty
  • Up to 4 additional cards free
  • Amex Plan It instalments

  Earning

  Everyday spend (incl. ATO)	1 pt per $
  Eligible dining & drinks	5 pts per $
  Selected streaming	3 pts per $
  Selected major retailers	2 pts per $

  No Qantas transfer on this tier.

  *Headline shows the everyday rate; dining, streaming & retailer categories earn above it.

  Purchase rate 23.99% p.a.

  View on American Express’s siteAdd to compareShare
• Qantas Money EverydayQantas Money (issued by NAB)Qantas Points8k8kbonus Qantas Points$99$99annual fee0.750.75* (conditions apply, open the card for details)Qantas pts per $

  How the bonus arrives

  1. 8,000 Qantas PointsEarned as 2 bonus pts/$ in the first 4 months (capped)

  Perks

  • International travel insurance
  • 0% 12-month balance transfer (3% fee)

  Earning

  Everyday spend	0.75 pts per $
  Overseas spend	1 pt per $
  Qantas products/services	1.75 pts per $
  *Past the monthly threshold	0.4/$ over $3k/mo

  Minimum income $35,000 · Purchase rate 20.99% p.a.

  View on Qantas Money’s siteAdd to compareShare
• Amex Platinum EdgeAmerican ExpressMembership Rewards Points → VelocityNoneno current bonus$195$195$0 first year0.50.5* (conditions apply, open the card for details)Velocity pts per $

  Where your points go

  • Membership Rewards Points2 : 1Velocity Points2 Membership Rewards Points convert to 1 Velocity Point.

  Also transfers to KrisFlyer 3:1, Cathay Asia Miles 3:1, Everyday Rewards.

  Perks

  • $200 Travel Credit each year (Amex Travel)
  • International travel insurance
  • Purchase protection
  • Smartphone screen cover

  Earning

  Everyday spend	1 pt per $
  Major supermarkets & petrol	3 pts per $
  Overseas spend	2 pts per $

  No Qantas transfer on this tier.

  *Headline shows the everyday rate; supermarket & petrol spend earns above it.

  Purchase rate 23.99% p.a.

  View on American Express’s siteAdd to compareShare
• Qantas American Express DiscoveryAmerican ExpressQantas PointsNoneno current bonus$0$0annual fee0.750.75Qantas pts per $

  Perks

  • Card purchase cover
  • Card refund cover
  • Amex Offers
  • Up to 4 additional cards at $0

  Earning

  Everyday spend	0.75 pts per $
  Qantas products/services	1.75 pts per $

  Purchase rate 23.99% p.a.

  View on American Express’s siteAdd to compareShare

* Conditions apply to this earn rate. Open the card for details.

Offers change often, so always confirm on the issuer’s site before applying. Bank points are shown converted to airline points at published transfer rates. General information only, not financial advice.